Plan Your Federal Retirement

Free, accurate projections for FERS & CSRS employees — annuity, TSP, paycheck, all in one place.

Features

Year-by-Year Projections

See your salary, grade, step, and TSP balance for every year until retirement — including promotional step increases.

Retirement Annuity

Accurate FERS & CSRS annuity calculations with correct multipliers, high-3 salary, and SSA supplement eligibility.

TSP Projections

Project your TSP balance with tiered government matching, catch-up contributions, and post-retirement drawdown scenarios.

Paycheck Calculator

See your take-home pay with accurate Medicare, OASDI, FERS deductions, TSP, FEHB, and tax withholding.

Pay Table Browser

Browse GS, LEO, special rate, and other pay tables with optional COLA increase projections.

Private & Free

No account needed. Your data stays on our server and is accessible only via your unique link. No tracking, no ads.

Get Started — It's Free

Takes about 2 minutes. No sign-up required.